Since 2003
“Purchase • Refinance • Investment • Commercial — We help you plan with confidence.”
5% down payment required on primary (1-4 units)
10% down payment required on second home
15%-20% down payment required on investment property construction 1-4 units
25%-30% down payment required on 5-8 units construction loan


40 Year: Rental refinance interest only with bank statements only

Rental Purchase, Interest Only on DSCR (Qualify with rental income only)

Interest only cash out from rental property with rental income only (no w2, no tax returns, no pay stub)

Cash out from your rental or purchase rental easily

Eligible Properties : • 1-unit Single Family Residence
• Planned Unit Development
• Warrantable Condominiums
• Townhouse
Properties greater than 40 acres allowed with requirements


40 Year: Rental refinance interest only with bank statements only

Purchase, rate & term and cash-out refinance
Non-occupant co-borrowers eligible (co-signer)

Primary, second home and investment
First-time homebuyers eligible on primary homes ONLY