Our Special Refinance Rate

Date: October 10, 2024

30 Year Fixed Conforming

Int Rate: 5.500%,             APR 5.804% (Point 1.000)

 

Terms

Above featured rate is for Primary/800 FICO/ 69%LTV (Loan to value), Refinance & Loan Amount $483,000, Appraise value $700,000
  • Refi75 Incentive - Conv
  • Interest rate is subject to change without notice. Interest rate/APR are based on the credit and loan amount.

Refinance - extra low rate with us

Please click here to start the loan application process

No Personal Income Required

Purchase: 0% DOWN PAYMENT PURCHASE LOAN PROGRAM

 3% down payment assistance loan up to $15,000

With no interest and no monthly payment required.

No Personal Income Required

Purchase: Buy rental property with 20% down payment. No Pay Stub. No 1099. No Tax Returns. {DSCR Loan}

We will help you to grow your business rental property portfolio. Only rental income is required to purchase your next investment property.  Call us for further information.

Desi Mortgage, Loan Broker Near Roseville, Rocklin, Antelope, Lincoln, Granite Bay & FolsomFor Your HELOC, JUMBO, FHA, USDA, CONVENTIONAL Home Loans

No Personal Income Required

Refinance Cash Out : Cash out from your rental property. No Pay Stub. No 1099. No Tax Returns. {DSCR Loan}

We will help you to grow your business rental property portfolio. Only rental income is required to cash out from your investment property.  Call us for further information.

New refinance loan program for your primary, secondary or investment property

Lowest rate in the industry at this moment

Low closing costs

New Refinance Program(Feb 1 - Mar 31,2024)
Apply Online Now. Low Interest Rate.

Rate and term refinance option at very low closing costs.

$600 Free Appraisal

Temporary Rate Buydowns are available

Hiring and Training MLO
Pick your favorite future expertise area.
  1. Do you want to learn about home loan refinancing?
  2. Do you want to be a gas station refinance loan officer?
  3. Do you want to be a Hotel/Motel refinance loan officer? 
  4. Do you want to be a farm loan officer?
  5. Or do you want to be a equipment (truck, trailer, tractor) loan officer? We have all options open now.

Purchase Down Payment

How much minimum down payment required to buy a house in California?
1% to 3% CONVENTIONAL ||   0% USDA & CALHFA  ||  Investment 20%
$6000
For first time home buyers
News for Realtors
.

Over the next 20 years, The Urban Institute predicts that Latinos will account for 70% of homeownership growth.

Home Equity Line of Credit ( HELOC )

$20,000 - $500,000

Open HELOC today and draw in next 3 years when required.

$25,000 - $350,000

Open HELOC today and draw in next 3 years when required.

Buy with GRANT money ($6000) - HomeReady Special Purpose Credit Program

 Available if you are planning to move out from Riverside-San Bernardino- Ontario California to anywhere in California.

Fannie Mae Offers $6000 Grant For First  Time Buyers (First Come-First Served)
$5000 down payment assistance + $500 towards 1 year home warranty + $500 towards appraisal cost

Non QM second

Home equity for your rental home

Only rental income required

Bank Statement loan program for self-employed buyers

Owning a home is the most desirable thing for all. It acts as your fiscal wealth and mental security.

— R K
BBB A+ RATING
Equal Housing Lender
NMLS Consumer Access Portal
PCAR - PLACER COUNTY ASSOCIATION OF REALTORS
GOOD BETTER BROKER by UWM
By Association of Independent Mortgage Experts