1. $25,000 in a bank account CD will give you $1250 in a year. 
2. Your money $25,000 should be locked for 12 months to earn this $1250 at 5% interest (example)
3. $1250/12 months [365 days] = $3.47 per day
4. Now calculate how long it ll take you to save $25,000 after paying your mortgage/rent, income tax, car payment, car insurance, car repair, car gas, groceries, internet, telephone, medical insurance etc.

In this article:
1. Refinance Your Mortgage
2. Make an Extra Payment Every Year
3. End Your PMI Early
4. Review Your Budget
The Bottom Line

1. Shop around for a loan

2. Negotiate

3. Buy down the mortgage points

4. Ask for discounts

5. Be aware of float-down policies

6. Consider the mortgage terms

Money expert Clark Howard is one of many people who take advantage of $4 generic drugs available through his local pharmacy. Although the list isn’t as extensive as it used to be, there are still places — one likely near you — that offer medications for $4 or less.