Our Loan Programs

Almost All Conventional Loans

By Fannie Mae & Freddie Mac

Conforming Fixed

3% Down Payment

 

 

Grant Loan

By CalHFA - California Housing Finance Agency

Down Payment and closing costs assistance loan program

 

 

HELOC

Conventional 20y, 30y loan

On Primary and Secondary home

Minimum $25,000

 

 

Jumbo Loan

Conventional

Cash out upto 80% of the property value (LTV)

 

 

DSCR - Non - QM

Rental Property Income Only Loan

Upto  20 Properties (rental income only) Purchase or Refi

Non - QM

1099 for Self Employed
DSCR 
 

Investor Flex

Debt Service Coverage Ratio (DSCR) loan program.

Only using the prospective rental income of the property not  your income

ARM LOAN

5,7,10 Year

New Construction Loan

Primay, second home and investment properties

11 month maximum build period with 1 month modification periord.

Condo loans

No Condo Questionnaire Required

$5000 Grant

Home Ready SPCP Loan Program

1% Down Payment Loan

$4000 grant by UWM

Conventional 

Conventional 1% Down Payment Loan

$4000 grant by UWM

Purchase Only

NON-QM 1099

For Self Employed

No Tax Returns

40 Year Interest Only

DSCR .75 - RENTALS

Qualify using IO payment

0% DOWN PAYMENT

by USDA

No Reserve Required

Have A Question?

If you have any mortgage related question, please feel free to contact us today for answers to all your questions.