Commercial Loans – DSCR JUMBO

Vacation Rentals DSCR

VACATION RENTALS ARE INVESTMENTS TOO

The vacation rental market is booming, and your investor clients want in. Our Short-Term Rental solution is built specifically for Airbnb properties, VRBO listings, and weekend getaways that generate serious income. With loans up to $1.5 million and DSCR qualification starting at 1.00, we’re making vacation rental investing accessible. Property Guard compliance included.

Key features:

  • $2 Million Loan Amounts
  • 660 Minimum FICO
  • Investor Only – First Time Investor OK
  • Up To 80% LTV
  • Short Term Rentals OK
  • Minimum DSCR 1.00
  • Max 6 Loans or Aggregate Principal Amount of $5 Million, Whichever Comes First
Short Term Rental Now Allowed for seasoned investors with Max LTV 70%, Max Loan Amount $1.5M, Minimum FICO 700, with a Minimum DSCR 1.00.

DSCR- 5-8 Units- on DSCR- I/O qualifies using I/O payment {I/O: interest only}
DSCR -First Time Investors allowed
Foreign National 2nd Homes and DSCR, No credit score, No credit reference letters, No Visa, just valid Passport.
100% Gift funds allowed, borrower only needs to have reserves