Category: Uncategorized
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A Pristine, Move‑In Ready Gem in Park Place
Welcome to 5246 Senesta Circle, a brand‑new, two‑story single-family home nestled in the vibrant Park Place community. This is modern suburban living at its finest, offering both exceptional value and thoughtful design. Price: Listed at $449,000, translating to just about $296 per square foot—an outstanding deal for new construction in the…
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Zombie mortgages and the consequences
“Zombie mortgages” refer to long-dormant second mortgages or home equity loans that borrowers believed were resolved—either discharged in bankruptcy or written off after foreclosure—only to resurface years later. These financial ghosts often return when debt buyers or newly assigned servicers attempt to collect on them, typically with accrued interest and…
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Interest Rates: How Tech Layoffs and Rates Interact
Silicon Valley has long been a bellwether for economic trends in California and across the U.S. But as of mid-2025, the region faces a double whammy: rising interest rates and waves of tech layoffs. These two forces—seemingly unrelated—are deeply connected, and their interaction is reshaping everything from homeownership dreams to…
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ADU Financing Bill Introduced by Sam Liccardo (D‑CA)
Accessory Dwelling Units (ADUs)—often called “granny flats,” “backyard cottages,” or “in-law suites”—are compact, self-contained living spaces built on the same property as a primary single-family home, typically between 600 and 1,200 square feet. California has been a nationwide leader in ADU adoption, thanks to state laws in recent years that…
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Lawmakers side with landlords
State Senator Dr. Aisha Wahab (D-Silicon Valley) introduced the Keeping Californians Housed Act, Senate Bill (SB) 436, which will protect low-income renters from eviction for nonpayment of rent if they can pay the amount owed to the landlord after an eviction lawsuit has started. But the bill was killed in…
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California tackles homelessness
In a significant move aimed at streamlining California’s approach to housing and homelessness, Governor Gavin Newsom has announced a plan to split the Business, Consumer Services and Housing Agency (BCHS) into two distinct entities: the California Housing and Homelessness Agency (CHHA) and the Business and Consumer Services Agency (BCSA). This…
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Trump’s Fed
Former President Donald Trump has made it clear that he wants to remove or sideline Federal Reserve Chair Jerome Powell, a move that could have major implications for interest rate policy. Trump has long favored lower interest rates to boost economic growth and market performance, even when inflation was rising.…
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California Lawmakers take on corporate landlords
The rising share of residential properties being purchased by corporations and asset managers has put renters and buyers in a headlock. Complete domination of markets means the natural equilibrium of supply/demand can be skirted to squeeze every last dollar out of renters . How is any individual or family supposed…
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Roseville Housing Market
With the high levels of intrastrate travel, the California housing market has seen less recognizable cities turn very hot. Long term projection of these trends can help you make better long term decisions for yourself, your family, and your bank account Outward migration from large urban city centers in the…
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